Florida's governor just signed HB 803 into law, effective July 1, 2026. If you own a home anywhere in Florida, a few of the changes are worth knowing about — especially if you have any repairs or improvements on your to-do list this year.
Here's what changes for homeowners:
No permit needed for minor repairs under $7,500
Routine cosmetic and non-structural work — painting, flooring, landscaping, cabinet replacement, and similar improvements — no longer requires a building permit, as long as the project value stays under $7,500 and doesn't involve electrical, plumbing, structural, mechanical, or gas work.
Faster turnaround on smaller permit applications
For projects under $15,000 that do require a permit, your local building department must now respond within 5 business days. No more open-ended waiting.
Hurricane protection walls — no permit required
Installing a temporary residential hurricane or flood wall that meets state standards is now exempt from permitting — a timely win heading into storm season.
Permit fees are now cost-capped
Local governments across Florida must now base permit fees on actual, reasonable costs — not inflated administrative charges. Over time this should reduce what you pay for projects that do require a permit.
Your HOA can't require a permit before reviewing your project
HOAs are now prohibited from requiring a building permit as a condition for their own architectural or construction review. These two processes must stay separate.
One thing to keep in mind: The $7,500 permit exemption applies to non-structural, non-mechanical work only. Any project touching electrical, plumbing, gas, or the structure of your home still requires a permit — and that's the right call for safety and resale value.
If you're weighing a renovation, planning to sell, or just curious how changes like this affect your home's value, I'm happy to talk through it. No pressure — just a straightforward conversation.
